Why car insurance is legally required…
Car insurance is an incredibly important thing to have—something that was confirmed for one of my friends who recently got into an accident while driving an uninsured car. What an idiot, right? Well it turns out the person who he crashed into was very laid back / cool—actually a fellow student at UCSC, and did not milk the incident for all it was worth. If he had, he could have started claiming neck injuries and all that other crap that seems to come up every time someone is without auto insurence. Still, my friend is going to have to pay for all the damage done straight out of his pocket and it is looking like it is going to be a price of something like fifteen hundred dollars per vehicle, and at that rate his car will not even be restored to the condition it was at before the accident. The basic lesson here is: get auot insurance! It is so easy to get a car insurance rate quote that there is no excuse not to. It is just not worth it to go without it. And, if you are like my friend, you should also remember not to drive cars that are uninsured. My buddy actually does have car insuranc but the specific vehicle he was driving at the time was not covered by his insurance policy, so that is something you should be aware of as well. Just because you have insurance does not necessarily mean that your insurance will cover whatever vehicle you may be driving. You have to make sure that your insurance policy or the policy of the vehicle owner actually covers you as a driver of the vehicle in question.